Building a cash offer

The Offer Builder helps you calculate exactly how much to offer on a property — and gives you a ready-to-present seller net sheet to explain why your offer makes sense.

How to open the Offer Builder

1. 1Go to Deal Rooms and open the deal you want to make an offer on.
2. 2In the Offers panel on the right side, click Build offer.
3. 3You'll land on the Offer Builder page for that property.

Understanding the MAO formula

MAO stands for Maximum Allowable Offer. The formula is:

Offer = ARV × Buyer Margin% − Repairs − Assignment Fee − Holding Costs

Here's what each input means:

• After Repair Value (ARV) — What the property will be worth after repairs are complete. This prefills from the deal room if you've already entered it.
• Repair cost — The estimated cost to fix the property. Also prefills from the deal room.
• Assignment fee — Your wholesale fee (the amount you earn). Defaults to $10,000.
• Holding costs — Carrying costs while the property is in your control. Defaults to $2,500.
• Buyer margin % — The percentage of ARV your buyer is willing to pay. Use the slider to adjust between 60% (aggressive, heavy rehab) and 85% (light rehab, strong market). Defaults to 70%.

Reading the output

As you type, the Max Allowable Offer updates instantly at the top right. If the number turns red, the deal doesn't pencil at those numbers — try adjusting the margin or reducing your assignment fee.

The Offer breakdown table shows each line item so you can see exactly where the number comes from.

The seller net sheet

The Seller net sheet comparison table shows a side-by-side comparison:

This is the classic investor pitch: the seller saves time, repairs, and fees. Use this table when presenting to motivated sellers.

Saving an offer

You have two save options:

• Save draft — Saves the offer to the deal room as a draft. Use this to record different scenarios.
• Save & mark sent — Saves the offer and marks it as "Sent" — use this when you've actually presented the number to the seller.

After saving, you'll be returned to the deal room where the offer appears in the Offers panel.

Managing saved offers

In the deal room's Offers panel, each saved offer shows:

• The cash offer amount
• Current status (draft / sent / accepted / rejected / countered)
• The buyer margin % and ARV used

You can update the status directly from the panel using the dropdown. When an offer is accepted, rejected, or countered, a note is automatically added to the activity timeline.

Tips for great offers

• Always set the ARV from confirmed comps — not wishful thinking
• Default to 70% margin until you know your buyer's exact criteria
• Add notes to the offer to capture any contingencies or special terms
• Save multiple scenarios (70%, 75%, 65%) to know your walk-away number