Terms of Service

By accessing or using the Service, creating an account, or clicking to accept these Terms, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree to all of these Terms, do not access or use the Service.

You must be at least 18 years old and able to form a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements and that the information you provide is accurate and complete.

DispoStack provides software tools for real estate investors and wholesalers, which may include: building marketing websites and lead-capture funnels; a contact and lead management system (CRM); marketing and email automation; AI-assisted content, analysis, and messaging features; buyer and seller discovery and list-building tools; automated property value estimates and deal calculators; skip-trace and contact-data lookups; managed text messaging; a marketplace of templates, prompt packs, and add-ons; and the ability to publish tenant-operated sites on custom domains. Features and availability depend on your subscription plan and may change over time.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate information, keep it current, and notify us immediately of any unauthorized access or suspected breach. You are responsible for the acts and omissions of anyone you invite to or grant access to your account.

Paid plans are offered on a recurring subscription basis billed in advance on a monthly or annual cycle, depending on the plan you select. Subscriptions automatically renew at the end of each billing period at the then-current rate until you cancel. You authorize us and our payment processor to charge your payment method on each renewal.

You may cancel at any time from your account settings; cancellation takes effect at the end of the current billing period, and you retain access until then. We may change plan pricing or features on a prospective basis with reasonable notice; changes apply to your next renewal. You are responsible for all applicable taxes.

Certain features include a usage allowance with your plan and bill additional usage as metered overage. This may include AI usage above your included monthly allowance (subject to any spending cap you set), per-analysis or per-search charges for certain discovery and analysis tools, and similar metered features. Metered charges accrue as you use the features and are billed in arrears together with your subscription. You are responsible for monitoring your usage; tools to view usage and set caps are provided in your account.

Some features (such as skip-trace lookups and managed text messaging) draw from prepaid credit balances or wallets that you fund in advance. You authorize us and our payment processor to charge your payment method to fund or, if you enable automatic top-ups, to replenish these balances without further action.

Prepaid credits and wallet balances are non-refundable except where required by law, are consumed as you use the corresponding features, have no cash value, and may expire as described at the time of purchase or in your account. Per-use rates are disclosed before you incur them.

We may offer one-time purchases (such as template or prompt bundles) and add-on subscriptions that supplement your plan. Add-on subscriptions renew and may be cancelled on the same basis as your primary subscription. Unless stated otherwise at checkout or required by law, one-time purchases and digital goods are non-refundable once delivered or accessed.

The marketplace lets you obtain templates, prompt packs, and other digital items, some free and some paid. Paid items may be sold by us or by third-party creators. When you purchase a creator’s item, you receive a license to use it for your own business; ownership and intellectual property remain with the creator or their licensors. Digital items are licensed, not sold, and are generally non-refundable once accessed except where required by law.

If you list paid items as a creator, you must complete onboarding with our payment processor, including any identity, tax, and banking verification it requires. You set your item price. For each completed sale, you receive your stated share of the price and we retain a platform fee (disclosed to you before you list); the remainder covers platform and payment-processing costs. Payouts are made through our payment processor on its schedule and are subject to its terms.

You are solely responsible for the taxes on your earnings and for any tax reporting obligations; tax forms may be issued to you as required by law. You represent that you own or are licensed to sell everything you list, that it does not infringe any third party’s rights, and that it complies with these Terms. We may remove listings, withhold or reverse payouts for fraud, chargebacks, or violations, and remove creators who breach these Terms.

You retain ownership of the content you create, upload, or import into the Service (“Your Content”), including websites, copy, contacts, and lists. You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, display, and transmit Your Content solely to operate, provide, secure, and improve the Service for you. If you submit items to the marketplace for distribution, you additionally grant us a license to display, market, and distribute those items to other users as part of the marketplace.

You represent and warrant that you have all rights necessary to submit Your Content and grant these licenses, and that Your Content does not violate any law or third-party right. You are solely responsible for Your Content and for backing up anything important to you.

You agree not to, and not to allow others to:

• use the Service to violate any law or regulation, or to infringe or misappropriate any third party’s rights;
• send unlawful, deceptive, harassing, or unsolicited communications, or otherwise violate communications and anti-spam laws;
• upload malware, attempt to gain unauthorized access, probe or test the security of the Service, or interfere with its operation;
• scrape, harvest, resell, or systematically extract data from the Service except through features we provide for that purpose;
• reverse engineer, decompile, or attempt to derive source code, except to the extent that restriction is prohibited by law;
• misrepresent your identity or affiliation, or use the Service to defraud others.

We may investigate and suspend or terminate accounts that violate this section, and may remove content that we reasonably believe violates these Terms or the law.

The Service lets you send communications — including email and text messages — to your own contacts. You are the sender of those communications and are solely responsible for complying with all applicable laws and carrier and industry requirements, including (without limitation) the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, state telemarketing and do-not-call/do-not-contact rules, messaging registration and consent requirements (such as A2P 10DLC), and rules governing consent, opt-out, identification, and message content.

You represent and warrant that you have obtained all required consents from your recipients, that you honor opt-out requests promptly, and that you will not use the Service to contact persons who have not consented or who appear on applicable suppression or do-not-contact lists. You will defend and indemnify us against claims arising from your communications. We may suspend messaging features that we reasonably believe are being used unlawfully.

If you choose to participate in any opt-in investor or buyer network feature, you may share or receive limited contact information for the purpose of legitimate business outreach. You represent that any buyer or contact you add to a network has provided the consent required for that participation, and that you will use shared information only for permitted business purposes and in compliance with Section 13.

Some features let you request property, ownership, and contact-related information sourced from third-party data providers. This information is provided for general business and marketing purposes only. You may not use it, in whole or in part, as a factor in establishing any consumer’s eligibility for credit, insurance, employment, housing, or for any other purpose covered by the Fair Credit Reporting Act (FCRA) or similar laws. The information is not a consumer report, is not assembled or evaluated for any FCRA permissible purpose, and may be incomplete or inaccurate. You are responsible for verifying information and for your use of it, including compliance with all data-provider restrictions and applicable law.

The Service includes AI-assisted features that generate text, suggestions, analyses, and other output based on inputs you provide. AI output is provided “as is,” may be inaccurate, incomplete, or unsuitable for your situation, and is not a substitute for professional judgment. You are responsible for reviewing, editing, and verifying any AI output before relying on or acting on it, and for ensuring that your use complies with applicable law. We do not warrant that AI output is accurate, original, or fit for any particular purpose.

DispoStack is a software platform. We are not a law firm, brokerage, lender, appraiser, or financial, investment, tax, or legal advisor, and nothing in the Service is legal, financial, investment, tax, brokerage, or appraisal advice. Documents, templates, contracts, and scripts provided through the Service are samples only, are not attorney-reviewed for your jurisdiction or transaction, and should be reviewed by your own qualified professionals before use.

Real estate wholesaling and related activities are regulated differently in each state, and the legality of specific practices (including assignment of contracts and required licensing or disclosures) varies. You are solely responsible for determining and complying with the laws that apply to you. Automated value estimates, deal calculators, comparable analyses, and projected figures are estimates for informational purposes only — they are not appraisals, offers, guarantees of value, or assurances of results. We make no representation or guarantee regarding earnings, returns, or deal outcomes; any examples are illustrative and not promises.

You are solely responsible for the content, configuration, and legal compliance of any site you publish through the Service, including any custom domain you connect and control. You represent that you have the right to use any domain you connect and that your site does not violate any law or third-party right. We may suspend or remove a published site that we reasonably believe violates these Terms or the law.

The Service, including its software, design, and content (excluding Your Content and third-party content), is owned by us and our licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms. You may not copy, modify, distribute, sell, or lease any part of the Service except as expressly permitted. If you give us feedback or suggestions, you grant us a perpetual, royalty-free license to use them without obligation to you.

The Service may interoperate with third-party services and integrations that you choose to connect or configure (for example, an endpoint you point at your own automation tool). Your use of those services is governed by their terms, and we are not responsible for them. Where a feature relies on a third-party provider, your use of that feature may also be subject to the provider’s applicable terms.

You may stop using the Service and cancel your subscription at any time. We may suspend or terminate your access if you violate these Terms, fail to pay amounts due, create risk or legal exposure for us, or if we discontinue the Service. Upon termination, your right to use the Service ends. We may make your data available for export for a limited period after termination, after which we may delete it in the ordinary course. Sections that by their nature should survive termination will survive.

Free trial. New accounts include a 7-day free trial with no charge and no credit card required, so you can evaluate the service before you pay. If you do not continue, you are never charged for the trial.

Except where required by law or expressly stated otherwise, subscription fees, metered charges, prepaid credits and wallet balances, one-time purchases, and digital goods are non-refundable. If you believe you were charged in error, contact us and we will review the matter in good faith.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DATA OR OUTPUT WILL BE ACCURATE OR RELIABLE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

TO THE FULLEST EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATING TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNTS YOU PAID US IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR ONE HUNDRED U.S. DOLLARS ($100).

You agree to defend, indemnify, and hold harmless DispoStack and its owners, officers, employees, and agents from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: Your Content; your communications with your contacts; your use of third-party data and discovery features; your sites and marketplace listings; your violation of these Terms or any law; or your infringement of any third-party right.

We may modify the Service and these Terms from time to time. If we make material changes to these Terms, we will provide reasonable notice (for example, by email or a notice in the Service) and update the “Last updated” date above. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

These Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-law rules. You agree that the exclusive venue for any dispute arising out of or relating to these Terms or the Service will be the state or federal courts located in Clark County, Nevada, and you consent to the personal jurisdiction of those courts. Nothing in this section limits either party’s ability to seek injunctive relief to protect its intellectual property.

Please read this section carefully. It affects your legal rights, including your right to sue in court and to participate in a class action.

Except for the carve-outs below, you and DispoStack agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Acceptable Use & Messaging Policy, or the Service (including your communications sent through it and any claim under the Telephone Consumer Protection Act or similar law) will be resolved by final and binding individual arbitration, and not in court. Arbitration will be administered by the American Arbitration Association (AAA) under its rules then in effect for the type of dispute, and judgment on the award may be entered in any court of competent jurisdiction.

Class-action and jury-trial waiver. You and DispoStack agree that each may bring claims against the other only in an individual capacity, and notas a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any class or representative proceeding. Each party waives any right to a jury trial. If this class-action waiver is found unenforceable as to a particular claim or request for relief, that claim or request will proceed in court while the remaining claims proceed in arbitration.

Carve-outs. Either party may bring an individual claim in small-claims court if it qualifies, and either party may seek injunctive or equitable relief in court to protect its intellectual property or to stop unauthorized access to or use of the Service. These carve-outs do not waive the arbitration agreement for any other claim.

Opt-out. You may opt out of this arbitration agreement by emailing legal@dispostack.com within 30 days of first accepting these Terms, stating your name, account, and that you opt out of arbitration. Opting out does not affect any other part of these Terms.

These Terms, together with the Privacy Policy and any order or plan terms you accept, are the entire agreement between you and us regarding the Service. If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. Neither party is liable for delays or failures caused by events beyond its reasonable control.

Questions about these Terms? legal@dispostack.com